What is Metal coin?

What is Metal coin?
Metal wants to reward you with free MTL tokens for simply spending cash or converting fiat into cryptocurrency. When you spend, send, or receive money in the Metal Pay app, you can earn up to 5% back in MTL tokens. For example, when spending $100 with the Metal Pay app, both you and the recipient can earn up to $5 in MTL. You can also think of these tokens as liquid Metal because they can easily be traded for other cryptocurrencies on exchanges or converted into cash within the app. However, if you simply want to hold your Metal, there are rewards for that too. Metal is simplifying payment processes while providing an easy on-ramp into the world of cryptocurrencies.
Metal Vault
Let’s start with Metal’s first application, the Metal Vault, a web wallet for Metal, Bitcoin, Ethereum, and ERC20 tokens. There are plans to add more coins such as Litecoin and Monero in the future. On top of the diversity of coins stored in this wallet, there are also plans to add FDIC insured bank accounts to the Metal Vault. With a bank account, you’ll be able to buy Metal within the Metal Vault, earning more Metal in the process.
Metal Pay
Metal Pay is a payment processing app for iOS scheduled to be released in Q1 of 2018. The app allows you to send cash or MTL to friends and merchants. Setup for the app should take only a couple minutes.
There are several key features that set Metal Pay apart from the competition. First, you earn MTL tokens by sending your friends cash, or even simply inviting them to the app. Second, the app allows you to send MTL instead of cash. Third, the MTL you earn can easily be converted to cash within the Metal Pay app. Not only are there no fees for sending friends cash, you both actually earn MTL in the process. While you might be tempted to immediately cash out your MTL or trade it on an exchange, there will be benefits for holding certain amounts of Metal on the app, but those features have not been specified at this time.

People already use payment apps to send money to friends, but why not earn free cryptocurrency in the process? Imagine convincing your landlord to let you send the rent through Metal Pay. If you send $1000 each month, you’d both earn $50 of MTL in the process. Metal Pay is really the crux of the project’s future as it brings people into their ecosystem. Even people who are totally unfamiliar with cryptocurrency can join and enjoy the app. 
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https://wazirx.com/invite/knpwmvnt

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